We fight for every dollar. No surprise reductions. No underinsured claims. No settlements left on the table.
Insurance carriers have adjusters on their side. They work to minimize your claim. A public adjuster works exclusively for you — the homeowner — to maximize what you're owed.
An adjuster employed by the insurance company works to minimize the claim payout. Their goal is to save the carrier money, not to ensure you get fair compensation.
We work exclusively for you. We negotiate with the carrier, file supplements, demand appraisal, and fight for every dollar you're entitled to under your policy. Our fee only comes from what we recover for you.
From initial inspection to final settlement, we handle every aspect of your claim.
Wind, hail, and tornado damage. We document every loss and fight for full replacement cost.
Pipe bursts, flooding, and water intrusion. We ensure water damage is properly scoped and paid.
Comprehensive assessment of fire, smoke, and soot damage throughout your property.
Already got a lowball settlement? We appeal and fight carriers' denials with evidence and codes.
Carrier estimate missing items? We file detailed supplements with code citations and contractor quotes.
Ordinance & Law coverage pays for code-required upgrades. We identify and claim every qualifying item.
Appraisal deadlocked? We manage the entire appraisal process to break the stalemate and get paid.
Not sure if you have a claim? We inspect your property and tell you exactly what we can recover.
We record our calls with insurance carriers so you can hear exactly how we advocate for homeowners. No scripts. No backing down. Just real negotiations getting you the settlement you deserve.
Live negotiation with major carrier — watch us demand code compliance on underpaid estimate.
Real conversation showing how we push back on denials and secure additional supplements.
Hear us demand appraisal when the carrier refuses to budge on supplement amounts.
Licensed public adjuster in Virginia, Maryland, and Texas. We know the regulations, codes, and carrier tactics in each state.
Northern Virginia and beyond. Licensed public adjuster #1 in VA. IBC code expert.
Baltimore, DC metro, and statewide. Baltimore building code compliant. Xactimate proficient.
Serving homeowners statewide. Texas building code expert. Hurricane and hail damage specialists.
I'm a licensed public adjuster who has spent my career fighting insurance carriers on behalf of homeowners. I don't work for the insurance company. I work for YOU. And I never leave money on the table.
Every claim I take is personal. I inspect your property, understand your coverage, and negotiate aggressively to get you every dollar you're owed — whether that's negotiating with the carrier, filing detailed supplements, or demanding appraisal when they refuse to budge.
I'm passionate about code compliance. IBC (International Building Code), Virginia construction codes, Maryland building standards, Texas building codes — I know them cold. Every item in every supplement is tied to code, policy language, or safety requirements.
No backing down. No settling for less. No insurance company adjuster tells us what you deserve — we tell them.
A simple, transparent process to get your claim handled right.
We meet you at your property, assess the damage, and review your insurance policy to understand your coverage.
We file your claim (or reopen it if denied), negotiate with the carrier, prepare supplements, demand appraisal if needed.
Carrier cuts a check for what you actually deserve. Our fee is a percentage of what we recover — we only succeed when you do.
You hire contractors, rebuild your home, and move on. We're done when you're made whole.
"Insurance company offered us $15k. Breagan got us $67k. He knew exactly what we were entitled to under our policy and fought for every line item."
Virginia Homeowners
"They said our claim was denied. Breagan proved it was covered, filed an appeal, and got us not only approved but a six-figure settlement."
Maryland Homeowner
"No surprise reductions. No games. Just a professional who understands the codes and knows how to fight. Worth every penny."
Texas Homeowner
Call us or fill out the form below. Either way, we'll inspect your property and tell you exactly what we can recover.
Phone
Service Areas
Virginia, Maryland & Texas
License Status
Licensed Public Adjuster